Getting a US tax refund used to be a fairly predictable process. That’s no longer the case. A recent change in how the IRS issues refunds means that small details on your return now have a much bigger impact on when, and how, your money actually reaches you. Here’s what you need to know.
Why Banking Details Matter More Than Ever?
It is highly recommended that taxpayers will include banking details on their tax return. The IRS began stop sending paper checks on Sept. 30, 2025.
In case the tax payer does not have a bank account in the US, the IRS will issue a paper check. In such a case it takes a long time for the refund check to arrive.
In case you have already filed your tax return, the IRS will not allow you to update your direct deposit information. You can try making changes through the IRS online services.
The IRS may send a notice letter to notify the taxpayer that a bank deposit was rejected or that no banking information was provided on the return. Such a notice does not mean the refund was denied.
It is suggested to respond promptly to any IRS correspondence.
Make Sure Your Refund Arrives in Full
A US tax refund can be a significant amount, and the small details on your return determine whether it arrives smoothly or gets stuck in delays. If you’d like guidance on filing your US tax return correctly, choosing the right refund method for your situation, or handling any correspondence from the IRS, our office is here to help. Get in touch and we’ll make sure your refund arrives in full, without surprises.
